On one hand, some customers praise the staff for being "speedy" and working hard to accommodate their specific payment needs. The dealership highlights a commitment to "complete customer satisfaction" and has invested in modern amenities like free WiFi to improve the on-site experience.

Approval is typically based on income and residency rather than a credit score.

Choosing a BHPH dealer like Berman’s is ultimately a trade-off. While it provides a vital service for those with no other options, it comes with higher costs. Interest rates for such loans can reach , and dealers often utilize GPS tracking or "starter kill" technology to repossess vehicles immediately if a payment is missed.

This internal financing provides several immediate benefits:

For a Baltimore buyer, Berman’s Automotive offers a historical, local option for staying mobile when the traditional financial system says "no." However, the mixed record of customer satisfaction suggests that "trust but verify" is the only safe approach. Prospective buyers must read every contract detail carefully and, if possible, have an independent mechanic inspect any vehicle before signing. BERMANS AUTOMOTIVE - Updated April 2026 - Body Shops

Some buyers have reported over $1,000 in undisclosed add-on fees and expensive mandatory warranties that were not revealed until the final invoice.