Best Buy Credit Promotions May 2026

On unlocked phones ( $649+ ) or home theater/smart home kits ( $799+ to $1,499+ ). My Best Buy Visa® Card

If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ .

You can choose the 15% back OR flexible financing, but not both on the same transaction. 2. Flexible Financing: 0% Interest Periods

For a limited time, new cardmembers can earn on their first day of purchases.

You must make the purchase within 14 days of account opening.