Buy A New Car Or Not [ 2026 ]

Consider a 3 to 5-year-old used car . You avoid the initial 20–40% depreciation hit while still getting modern tech and remaining warranty. 📊 Repair vs. Replace: The "Rules of Thumb"

: If a single repair costs more than half of the car's current market value, it’s usually time to sell. buy a new car or not

Before committing to a new loan, use these metrics to evaluate your current vehicle's worthiness. Consider a 3 to 5-year-old used car