Buy Autos Here • Extended

: Not all BHPH dealers report your on-time payments to credit bureaus. If your goal is to rebuild your credit, you must verify that the dealer reports to agencies like Equifax or Experian.

: Because the dealer is taking a higher risk on the loan, interest rates (APR) are typically significantly higher than market averages.

: Often, the dealer will tell you which cars you qualify for based on your down payment and income, rather than letting you browse the entire lot first. buy autos here

: It is often the only option for individuals with "deep subprime" credit or no credit history.

: Unlike traditional lenders who focus heavily on credit scores, BHPH dealers primarily look at your proof of income and permanent residence . : Not all BHPH dealers report your on-time

In a standard car purchase, a dealership helps you find a car and then coordinates with an outside lender (like a bank or credit union) to secure a loan. At a style dealership, the dealer extends the credit themselves. You make your payments directly to the dealership—often weekly or bi-weekly—instead of a third-party financial institution. How the Process Works

: Because the dealer makes the lending decision on-site, you can often drive away in a vehicle the same day you walk in. : Often, the dealer will tell you which

: Some dealers install "starter interrupt" devices or GPS trackers to ensure the car can be recovered easily if payments are missed. Is It Right for You?