Most lenders require the person taking out the loan to be the registered owner and the primary driver.
You must accurately declare who the primary driver is. Claiming you are the main driver to get a lower rate for a younger person is called "fronting" and can lead to a cancelled policy or criminal charges.
Here are the key considerations for successfully buying a vehicle for someone else to drive: 1. Titling and Registration
Financing a car for someone else is significantly more restricted than buying one outright: