You will typically pay 13% tax. At a dealership, this is Harmonized Sales Tax (HST); in a private sale, it is Retail Sales Tax (RST) paid at ServiceOntario during registration.

Ontario requires a minimum of $200,000 in third-party liability coverage. It is highly recommended to get insurance quotes before purchasing, as rates can vary significantly based on the car model and your driving history.

Purchasing from a dealer registered with the Ontario Motor Vehicle Industry Council (OMVIC) provides significant legal protections under the .

The true cost of a car in Ontario extends well beyond the sticker price. Essential costs to factor into your budget include: