Can You Buy A House May 2026

: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value.

But First, Paperwork: 18 Key Documents You’ll Need to Buy a House

: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. can you buy a house

: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price).

: Review and sign your final documents, pay your closing costs, and receive the keys to your new home. Essential Documents You'll Need : Once the offer is accepted, schedule a

: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment.

: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment. : Review and sign your final documents, pay

: Your agent will help you submit a formal offer with contingencies like a home inspection or financing.