Cigna Dental Buy Up Plan | 500+ CERTIFIED |

Think of a buy-up plan as upgrading to a premium tier of service. While a standard Cigna Dental plan might cover basic needs, the buy-up version often includes:

: Routine exams, cleanings, and X-rays are typically covered at 100% with no waiting period. cigna dental buy up plan

: Most buy-up options are Cigna Dental PPO (DPPO) plans, meaning you can see any licensed dentist, though you save more by staying in-network. Think of a buy-up plan as upgrading to

: Your out-of-pocket threshold before insurance kicks in may be reduced. : Your out-of-pocket threshold before insurance kicks in

A is an enhanced insurance option typically offered through employers that allows you to pay a slightly higher monthly premium in exchange for more comprehensive coverage than a standard base plan. How the "Buy-Up" Works

: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features

Whether you should "buy up" depends on your expected dental needs for the year. Dental Preferred Provider Organization (DPPO) Plans