Learn about your credit report and how to get a copy | USAGov
: A log of every time a lender has checked your credit in the last two years. The "Big Three" Gatekeepers credit bureau reports
: Your name, Social Security number, birthdate, and current/previous addresses. Learn about your credit report and how to
In the U.S., three major national credit bureaus—, Equifax , and TransUnion —collect and organize this data. They don't make lending decisions themselves. Social Security number
A credit report isn't just a single number; it's a multi-page document that tracks your financial behavior across several key areas: