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: These deals often create a "credit balance" cycle. For example, a customer might pay £30/month, receive the machine, and get that £30 back as coffee credit, making both the machine and the subsequent coffee orders feel free. "Free on Loan" for Businesses

) is offered for a nominal fee—sometimes as low as £1—in exchange for a 12-month commitment to buy a specific quantity of coffee.

: While some plans include free repairs, others may pass on costs for specific parts, water filters, or mandatory boiler inspections.

: Suppliers often charge significantly higher prices for these supplies to cover the machine’s cost, servicing, and maintenance. For instance, coffee that might retail for £6/kg could be priced at £16/kg under a free-on-loan contract. Potential Pitfalls and "The Catch"

While these models offer convenience and cash flow benefits, they carry specific risks:

In commercial settings, this model is often called "Free on Loan" or "Coffee-as-a-Service".

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