Getting A Loan — To Buy Land

: Often the best route if you plan to build immediately. These construction loans (ANZ) cover both the land purchase and the building costs in one package. 📝 Required Documentation

: Recent payslips, tax returns, and bank statements to prove you can service the debt. ⚖️ Key Considerations getting a loan to buy land

: Most lenders restrict the Loan-to-Value Ratio (LVR) to 80% or less for titled land in metropolitan areas, and significantly less for rural blocks. ✅ Pro-Tip for Success : Often the best route if you plan to build immediately

Lenders will scrutinise the land just as much as your finances: getting a loan to buy land

: A professional boundaries survey to confirm the exact dimensions and plot lines.

What do you have saved for a deposit?