There are generally no application fees or hidden costs to use their specialized agents. 3. Good Neighbor Next Door (HUD)
Eligible teachers can receive a 0% interest loan (no monthly payments) for down payment and closing costs, typically up to $10,000 .
Managed by the , this program is highly competitive but offers the largest potential savings.
In addition to state-wide options, certain Georgia counties offer their own assistance:
Teachers willing to live in specific communities for at least 3 years. 1. Georgia Dream Homeownership Program (PEN)
Low-interest rates and down payment loans up to $10,000 for educators. Teachers needing help with closing costs or a down payment.
You can buy a home for half of its appraised value.
There are generally no application fees or hidden costs to use their specialized agents. 3. Good Neighbor Next Door (HUD)
Eligible teachers can receive a 0% interest loan (no monthly payments) for down payment and closing costs, typically up to $10,000 .
Managed by the , this program is highly competitive but offers the largest potential savings.
In addition to state-wide options, certain Georgia counties offer their own assistance:
Teachers willing to live in specific communities for at least 3 years. 1. Georgia Dream Homeownership Program (PEN)
Low-interest rates and down payment loans up to $10,000 for educators. Teachers needing help with closing costs or a down payment.
You can buy a home for half of its appraised value.


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