How Soon After You Buy A House Can You Refinance Here

No legal waiting period for rate-and-term refinancing. However, many lenders require a six-month "seasoning" period before they will approve a new loan.

The "how soon" depends largely on your loan type and your goal for refinancing. Waiting Periods by Loan Type how soon after you buy a house can you refinance

Just because you can doesn't mean you should . Consider these factors first: No legal waiting period for rate-and-term refinancing

If you aren't sure which rules apply to you, check with your current lender or a mortgage broker . how soon after you buy a house can you refinance