How To Buy Medicare Part A Link

You can apply during several specific windows to avoid late enrollment penalties.

You typically qualify if you or your spouse worked and paid Medicare taxes for at least 10 years (40 quarters). how to buy medicare part a

If you buy Part A, you must also enroll in and pay for Medicare Part B . 2. When to Enroll You can apply during several specific windows to

If you do not qualify for premium-free coverage, you can buy Part A. In 2026 , the monthly premium is either $311 or $565 , depending on your work history. A 7-month window starting 3 months before the

A 7-month window starting 3 months before the month you turn 65, including your birth month, and ending 3 months after.

Before you "buy," verify if you are already entitled to premium-free coverage.

If you miss your IEP, you can sign up between January 1 and March 31 each year. Coverage typically starts the month after you sign up.