: Under Article 451 of the Civil Code, a contract may be terminated if circumstances change so significantly that the parties would not have signed the agreement had they foreseen it. 3. Unilateral Refusal to Perform
: Common grounds for banks include systematic missed payments or a significant drop in the value of collateral. rastorzhenie kreditnogo dogovora
: A borrower generally has the right to refuse a loan before it is actually disbursed. : Under Article 451 of the Civil Code,
: Termination of the main credit agreement typically terminates any associated surety or pledge agreements unless otherwise specified. : A borrower generally has the right to
A party can petition the court to terminate the agreement if there has been a "material breach".
: A bank may refuse to provide further credit if there are clear signs that the borrower will not be able to repay the loan on time. 4. Legal Consequences
: This often involves full early repayment of the debt.