If you find an error, you must dispute it with each bureau individually to ensure your record is clean across the board. 3. Claim Your Free Access You don't need to pay for these reports.
You can now get free weekly credit reports from all three bureaus via the official site, AnnualCreditReport.com.
Disputing Errors on Your Credit Reports - FTC Consumer Advice
Pull your reports 3–6 months before applying for a loan.
