: Typically requires a minimum score of 640 .
: You start with zero equity. If home prices dip, you could immediately owe more than the house is worth (negative equity). want to buy a house with no money down
: Financing 100% of the home means a larger loan balance and higher monthly interest costs. : Typically requires a minimum score of 640
: Determined by your ability to repay rather than a fixed cap. want to buy a house with no money down
: Available for low-to-moderate-income buyers in USDA-eligible rural and suburban areas . Eligibility : Roughly 97% of U.S. land is eligible.