You must officially add the new vehicle by providing the Vehicle Identification Number (VIN) , make, and model to your insurer before the grace period ends.

You can often just show your current insurance card as proof of coverage to take delivery.

Many insurers provide a grace period (usually 7 to 30 days ) where your new car is temporarily covered under your existing policy’s highest level of coverage.

If you already have auto insurance, the transition is typically straightforward: