These companies offer "no-load" (commission-free) contracts issued by third-party insurers. 5. Online Annuity Marketplaces
Offers a variety of variable, fixed, and income annuities with low costs and no surrender charges on certain products. where to buy annuities
Banks like Bank of America or Wachovia act as distributors rather than issuers. where to buy annuities
Tech-savvy DIYers who want to avoid sales pressure and high commissions. Key Platforms: where to buy annuities
A platform designed for speed, allowing users to complete the process without an agent.
Banks typically have a much more limited selection of products than an independent broker. 4. Brokerage Firms and Mutual Fund Companies
Investors who want to compare multiple quotes and ensure the product fits into their broader retirement plan.