: Outlines the rules for coverage and what is specifically not covered.
: Specifies the promises made by the insurer. z insurance
Insurance is a critical financial planning tool designed to protect individuals and businesses from unforeseen financial losses. By paying a regular premium , policyholders transfer the risk of a major expense—such as a car accident, medical emergency, or property damage—to an insurance company . : Outlines the rules for coverage and what
: Highlights who is insured and what is covered. z insurance